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Update post_processing.py
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Admin User 2025-07-15 09:39:51 +00:00
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post_processing.py
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@ -70,6 +70,7 @@ VANTAGE_REASON_MAP = {
"38": "Lack of bankcard account information", "38": "Lack of bankcard account information",
"39": "Balances on delinquent or derogatory bankcards are too high", "39": "Balances on delinquent or derogatory bankcards are too high",
"4": "Balances on accts too high compared to credit limits and loan amounts", "4": "Balances on accts too high compared to credit limits and loan amounts",
"04": "Balances on accts too high compared to credit limits and loan amounts",
"40": "Too many delinquent or derogatory revolving accounts", "40": "Too many delinquent or derogatory revolving accounts",
"41": "Average time since revolving accounts opened is too recent", "41": "Average time since revolving accounts opened is too recent",
"42": "Total credit limits on open revolving accounts are too low", "42": "Total credit limits on open revolving accounts are too low",
@ -81,6 +82,7 @@ VANTAGE_REASON_MAP = {
"48": "Lack of retail account information", "48": "Lack of retail account information",
"49": "Not enough balance paid down over time on revolving accounts", "49": "Not enough balance paid down over time on revolving accounts",
"5": "Too many recent delinquencies", "5": "Too many recent delinquencies",
"05": "Too many recent delinquencies",
"50": "Balances on personal installment accts too high compared to loan amts", "50": "Balances on personal installment accts too high compared to loan amts",
"51": "Too few installment accounts recently paid as agreed", "51": "Too few installment accounts recently paid as agreed",
"52": "Delinquent or derogatory installment account", "52": "Delinquent or derogatory installment account",
@ -92,6 +94,7 @@ VANTAGE_REASON_MAP = {
"58": "Lack of installment account information", "58": "Lack of installment account information",
"59": "Balances on retail cards are too high compared with credit limits", "59": "Balances on retail cards are too high compared with credit limits",
"6": "Too many accounts recently opened", "6": "Too many accounts recently opened",
"06": "Too many accounts recently opened",
"60": "Total delinquent or derogatory balances on real estate loans too high", "60": "Total delinquent or derogatory balances on real estate loans too high",
"61": "No open first mortgage accounts in your credit file", "61": "No open first mortgage accounts in your credit file",
"62": "Lack of first mortgage account information", "62": "Lack of first mortgage account information",
@ -103,6 +106,7 @@ VANTAGE_REASON_MAP = {
"68": "Lack of real estate secured loan information", "68": "Lack of real estate secured loan information",
"69": "Too high proportion of balances from loans not secured by real estate", "69": "Too high proportion of balances from loans not secured by real estate",
"7": "You have too many delinquent or derogatory accounts", "7": "You have too many delinquent or derogatory accounts",
"07": "You have too many delinquent or derogatory accounts",
"70": "Too high proportion of auto accounts are delinquent or derogatory", "70": "Too high proportion of auto accounts are delinquent or derogatory",
"71": "Not enough balance paid down over time on auto accounts", "71": "Not enough balance paid down over time on auto accounts",
"72": "Too few auto accounts paid as agreed", "72": "Too few auto accounts paid as agreed",
@ -114,6 +118,7 @@ VANTAGE_REASON_MAP = {
"78": "Lack of auto account information", "78": "Lack of auto account information",
"79": "No negative reason code", "79": "No negative reason code",
"8": "Too few accounts recently paid as agreed", "8": "Too few accounts recently paid as agreed",
"08": "Too few accounts recently paid as agreed",
"80": "Delinquent or derogatory student loan", "80": "Delinquent or derogatory student loan",
"81": "Not enough balance paid down over time on student loans", "81": "Not enough balance paid down over time on student loans",
"82": "Lack of recently reported student loans", "82": "Lack of recently reported student loans",
@ -125,6 +130,7 @@ VANTAGE_REASON_MAP = {
"88": "Bankruptcy", "88": "Bankruptcy",
"89": "No negative reason code", "89": "No negative reason code",
"9": "Delinquent or derogatory account", "9": "Delinquent or derogatory account",
"09": "Delinquent or derogatory account",
"90": "No open revolving accounts in your credit file", "90": "No open revolving accounts in your credit file",
"91": "Balances on delinquent or derogatory revolving accounts are too high", "91": "Balances on delinquent or derogatory revolving accounts are too high",
"92": "Delinquent or derogatory first mortgage", "92": "Delinquent or derogatory first mortgage",