{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "hd_score_m1": {
      "type": ["number", "null"],
      "description": "HD Fraud Score M1"
    },
    "recommended_action": {
      "type": ["string", "null"],
      "description": "Outcome of the score check (Pass or Decline)"
    },
    "description": {
      "type": ["string", "null"],
      "description": "Explanation or summary of the recommended action"
    },
    "hd_action_reasoncode": {
      "type": ["string", "null"],
      "description": "Reason code describing why the recommended action was chosen"
    }
  },
  "required": []
}