{
  "$schema": "http://json-schema.org/draft-07/schema",
  "properties": {
    "application_id": {
      "type": [
        "string",
        "null"
      ],
      "description": "Unique identifier for the application.",
      "required": []
    },
    "tu_credit_report": {
      "type": [
        "object",
        "null"
      ],
      "description": "User Credit report",
      "properties": {
        "data": {
          "type": "object",
          "description": "Credit bureau details"
        }
      }
    }
  },
  "required": []
}